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PayWay

The simple and secure online solution enabling your business to collect and manage payments.

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Benefits for your business

Multiple payment channels

Making it easy for your customers to pay by Credit Card, Direct Debit, EFT/Direct Credit, BPAY® and PayPal®.

Convenience for your customers

By offering a choice of payment channels and set and forget payment options, your customers can experience a seamlessly integrated payment experience.

Improved cash flow

Receive funds into your Westpac account overnight (excluding EFT payments). Direct Debit options to maximise on-time payments and trend reports for business analysis and forecasting.

Easy reconciliation

All payments, including EFT, can be matched to a customer reference number. You can access daily transaction reporting and an administrative portal for a single business view.

Recurring billing and subscriptions

Set and forget regular payments with the option to automatically retry declined payments.

Invoice and bill payments

Get paid faster with web, phone and BPAY® payment options.


Want to get paid faster with real-time payments? PayTo® is coming soon.

PayTo is the new, digital way to make real-time account to account payments. It's fast, reliable, cost effective and enables efficient digital processing of payments.

Whether you're looking to improve your liquidity and cashflow, more easily reconcile your payments, reduce fraud, or to streamline your receivables on one platform, PayTo powered by PayWay can help give you more control and greater visibility over your customers' payments.

Benefits of PayTo

  • Real-time, reliable account to account payments to help you better manage your cashflow.
  • Real-time account validation means fewer mistakes, failed payments, and exception processing.
  • Immediate notification if a customer cancels, pauses or amends the funding source of their PayTo agreement allowing you time to resolve any issues faster.
  • Secure, data rich payment records stored centrally to help speed up reconciliation.

PayTo in PayWay

  • Single integration to manage multiple payment options and reconcile your customer payments in one go.
  • Configurable solutions to help suit your evolving business needs, and your customers' needs.
PayTo logo

Get ready to help transform the payments industry with PayTo.

For more information, listen to our PayTo podcast or get in contact with your Client Development Manager or Transactional Banking Manager today.

PayTo is a registered trademark of NPP Australia Limited


Comprehensive capabilities to meet the needs of your industry

Cloud and SaaS

Add payment capabilities to your cloud or SaaS by integrating with Westpac's comprehensive REST API solution.

Strata management

Streamline the collection of strata payments paid directly into bank accounts. Compatible with Rockend STRATA Master and other strata management systems.

Donations and not-for-profits

Support online web payments with a suite of integration options.

Rent roll collection

Provide plastic payment cards to your tenants with easy to use payment instructions. Compatible with Rockend REST Professional, Sherlock Trust Manager, Console Gateway Live and other systems.


Bank grade security for your peace of mind

PCI-DSS compliant

Store card and bank account details in the PayWay vault to reduce the expense associated with PCI-DSS compliance.

Real time fraud protection

Integrate fraud prevention options such as Fraud Guard and 3D Secure to help protect your business.


Ready to get started or want to find out more?

Contact your relationship specialist or our customer care team.

Relationship specialist

Please contact your relationship specialist to start.

Customer care

Call us on 1300 368 098 between 8am and 8pm, Monday - Friday.

PayWay technical support

Support is available to existing customers.